Short answer: In Vero Beach, the Live Local Act lets rental projects with at least 40 percent affordable units for 30 years win administrative approval on commercial, industrial, mixed-use and downtown land. As of July 2025 the city allows 17 units per acre, 50 feet within 1 mile of the Downtown or Industrial districts (35 feet elsewhere) and a 3.0 FAR. In January 2026 the council found no surplus city land suitable for such housing.
What is the Live Local Act, and when did it reach Vero Beach?
The Live Local Act is a 2023 state housing law that applies in every Florida city, Vero Beach included. The Florida Senate record for CS/SB 102 shows the bill was approved by the Governor on March 29, 2023, filed as Chapter 2023-17, Laws of Florida, carried a $711,000,000 appropriation and took effect July 1, 2023. Among other changes it deleted local authority to impose rent controls and created new property tax exemptions for affordable units.
The City of Vero Beach Live Local Act page explains the law for local applicants. The city describes the Live Local Act, effective July 1, 2023, as addressing affordable housing needs through a variety of incentives, land use policies and publicly owned land tools, and links the three versions that now govern projects in Vero Beach: Chapter 2023-17, Chapter 2024-188 (CS/CS/SB 328) and Chapter 2025-172 (CS/CS/SB 1730). The Planning and Development department, which also handles Vero Beach zoning and the land development regulations, administers it.
Which Vero Beach properties qualify?
The state rule targets commercial, industrial and mixed-use land, not single-family neighborhoods. In Vero Beach, the city lists the qualifying districts as the non-residential districts in Chapter 62 of the city code: Article III (Commercial), Article IV (Industrial), Article IX (Mixed Use) and Article X (Downtown), which takes in Downtown Vero Beach around 14th Avenue. A project there is approved administratively when at least 40 percent of its units serve income-eligible households for at least 30 years, the same threshold set in section 166.04151, Florida Statutes.
Two other categories are handled differently. The statute extends the approval to land owned by a religious institution that contains a house of public worship, regardless of zoning, so long as at least 10 percent of the units are affordable; that clause reaches church property anywhere in Vero Beach. Going the other way, the City of Vero Beach notes that properties in any airport-impacted areas under s. 333.03 are not subject to administrative approval, which includes any property zoned Airport Light Industrial near Vero Beach Regional Airport.
How dense and how tall can a Live Local project be in Vero Beach?
The city publishes the exact numbers it applies as of July 2025. For density, a qualifying project gets the highest density allowed on any land within the City: 17 units per acre. That figure matches the downtown cap that Vero Beach voters declined to raise in the November 2024 charter referendum, so the Live Local Act does not open density above what the city already allows anywhere in Vero Beach.
Height follows location. Under the state formula, a city may not restrict height below the highest currently allowed height for a commercial or residential building within 1 mile of the proposed development or three stories, whichever is higher. Vero Beach translates that into two figures: if the proposed development is on commercial zoned property within 1 mile of the Downtown or Industrial zoning districts, the height limit is 50 feet, and at all other commercial locations in Vero Beach it is 35 feet.
Floor area and parking are also set. The city allows 150 percent of the highest currently allowed floor area ratio within Vero Beach, which works out to a 3.0 FAR. Parking may be cut by 15 percent if a project lies within a quarter mile of a GoLine transit stop, a reduction the city lists alongside its Vero Beach density and height figures.
Did Vero Beach offer city land for affordable housing?
The act also asks local governments to inventory public land that could suit affordable housing. Vero Beach 32963 reported on November 27, 2025, that the City Council, responding to the law two years earlier, had identified the former city nursery on Old Dixie Highway, next to Crestlawn Cemetery, as the one site in the city suitable for the construction of affordable multi-family housing. City Manager Monte Falls said the 14-acre property, vacant since the late 1980s, might instead be needed for storm-debris storage because Vero Beach had lost two earlier debris sites.
The nursery raised a charter question as well. The Old City Nursery is one of the 26 properties listed in Section 5.05 of the Vero Beach City Charter, according to the city's Three Corners fact sheet, so selling or leasing it normally requires a referendum. City Attorney John Turner told Vero Beach 32963 that whether the state act overrides city charters was unresolved, and that he wrote a letter to the Florida Attorney General's Office in April 2025 without a reply as of November 2025. Planning Director Jason Jeffries said a multifamily affordable project on the nursery site could reach 65 feet, counting 50 feet of building plus 15 feet of architectural embellishment, as downtown and at Three Corners.
The council then settled the inventory question. At its regular meeting on January 13, 2026, the Vero Beach City Council held a public hearing and adopted Resolution No. 2026-07, which, according to the city, determined the City of Vero Beach does not own surplus land appropriate for use as affordable housing.
How does a developer use the Live Local Act in Vero Beach?
The process starts with a pre-application meeting with the Vero Beach Planning Director to confirm whether a project qualifies. A qualifying project then goes through the city's regular Major Site Plan review, except that it is approved administratively rather than by the Planning and Zoning Board or City Council. Every Live Local project in Vero Beach must record a Declaration of Covenants and Restrictions keeping at least 40 percent of the units affordable, as defined in s. 420.0004, Florida Statutes, for 30 years.
One optional tool sits unused. The state lets cities grant extra property tax exemptions to developments of 50 or more units that set aside at least 20 percent of units for households at or below 60 percent of area median income, but the city states that the City of Vero Beach has not utilized this tool. The administrative approval itself is temporary: the city notes that Live Local expires on October 1, 2033, matching the sunset in the statute.
Questions about the program go to the Planning and Development department at Vero Beach City Hall. Policy changes, such as using the optional tax exemption, rest with the five elected members listed on the City Council page: Aaron Vos, John Carroll, Linda Moore, Vice Mayor Taylor Dingle and Mayor John E. Cotugno. Last verified: October 8, 2026, on the City of Vero Beach website, using its Live Local Act and City Council pages.
Frequently asked questions
Does the Live Local Act let developers exceed the Vero Beach density cap?
No. The City of Vero Beach applies the highest density allowed on any land in the city, 17 units per acre, which is the same level that city voters declined to raise in the November 2024 downtown referendum.
How tall can a Live Local building be in Vero Beach?
The city allows 50 feet on commercial land within 1 mile of the Downtown or Industrial zoning districts and 35 feet at other commercial locations, based on the state rule tied to nearby allowed heights.
Can a Live Local project be built near Vero Beach Regional Airport?
Not through administrative approval. The city says land in airport-impacted areas under section 333.03, Florida Statutes, including any property zoned Airport Light Industrial, does not qualify for the streamlined Live Local process.
Has Vero Beach set aside city land for affordable housing?
No. On January 13, 2026, the City Council adopted Resolution No. 2026-07, finding the city owns no surplus land appropriate for affordable housing, after earlier discussion of the old city nursery on Old Dixie Highway.
When does the Live Local approval process end in Vero Beach?
The administrative approval subsection expires October 1, 2033, according to the city and section 166.04151, Florida Statutes. Projects approved under it remain conforming uses after that date, according to the statute.
Sources
- Live Local Act, City of Vero Beach Planning and Development https://www.covb.org/655/Live-Local-Act Used for: City entitlements as of July 2025, exceptions, tax exemption status, Resolution 2026-07, application process
- CS/SB 102 (2023) Housing, The Florida Senate https://www.flsenate.gov/Session/Bill/2023/102 Used for: Act name, effective date, chapter number, appropriation, bill history
- Section 166.04151, Florida Statutes (2025), The Florida Senate https://www.flsenate.gov/Laws/Statutes/2025/166.04151 Used for: Municipal height rule, 40 percent and 30 year requirement, religious institution parcels, 2033 expiration
- Vero storm-debris storage may trump affordable housing (Vero Beach 32963, November 27, 2025) https://vb32963online.com/STORIES 2025/NOVEMBER 2025/VB32963_Vero_Storm-Debris_Storage_May_Trump_Affordable_Housing_Issue48_112725.html Used for: Old city nursery site, charter question, Attorney General letter, 65-foot height statement
- Three Corner's Referendum Fact Sheet, City of Vero Beach https://www.covb.org/597/Three-Corners-Referendum-Fact-Sheet Used for: Section 5.05 protected properties including the Old City Nursery
- Downtown, City of Vero Beach https://www.covb.org/555/Downtown Used for: Charter Section 5.06 height and density limits
- City Council, City of Vero Beach https://www.covb.org/283/City-Council Used for: Current council members, verified October 8, 2026
