Vero Beach ZIP Codes Compared — Vero Beach, Florida

Six ZIP codes are used for Vero Beach addresses: 32960, 32962, 32963, 32966, 32967 and 32968. Each one has a Census Bureau ZIP Code Tabulation Area profile, and Census Reporter summarizes them from the ACS 2024 5-year estimates. Added together the six areas hold roughly 129,600 residents, more than seven times the 17,042 people that Census Reporter counts inside the City of Vero Beach. Most people with a Vero Beach mailing address live outside the city limits, in unincorporated Indian River County or in the barrier island towns.

The six areas differ sharply. 32963, on the barrier island, has the oldest and highest-income population in the group. 32960, the mainland core around City Hall, is younger and has the lowest median household income. 32966 is the largest by land, reaching Blue Cypress Lake Road, and 32968 has the lowest poverty rate. The sections below take each ZIP in turn, using public facilities as reference points rather than neighborhoods or street addresses of private homes.

32960 is the civic center of Vero Beach. The City of Vero Beach lists City Hall at 1053 20th Place in 32960, and the Indian River County Library System lists the Main Library at 1600 21st Street in the same ZIP. Indian River County places Hosie Shumann Park at 1760 39th Street in 32960 as well.

Census Reporter counts 25,259 residents in 32960 across 11.1 square miles, or 2,285.2 people per square mile, the densest of the six Vero Beach ZIPs. Its median age of 45 is the youngest in the group, and its median household income of $54,682 is the lowest. The poverty rate in 32960 is 17.6 percent, and the median value of owner-occupied homes is $280,000. About 24.1 percent of adults hold a bachelor's degree or higher. The ZIP has 9,946 households and 11,846 housing units.

32962 takes in mainland Vero Beach south of downtown and also reaches a slice of the barrier island. Indian River County lists the Oslo Riverfront Conservation Area at 150 9th Street SE in 32962, along with Dick Bird Park on 20th Avenue SW. Across the lagoon, the county lists the Round Island South Conservation Area at 2200 SR A1A, also in 32962.

With 25,522 residents on 12.5 square miles, 32962 is nearly as populous as 32960 but somewhat older (median age 47.7) and better off, with a median household income of $66,664 and a poverty rate of 10.6 percent. It has the lowest median home value of the six Vero Beach ZIPs, $270,600, and the longest average commute, 25.6 minutes, Households are larger than in the city core, at 2.5 persons per household.

32963 is the barrier island ZIP, covering the beachside of Vero Beach and the island towns to the north. The Town of Indian River Shores gives its address as 6001 Highway A1A, Indian River Shores, FL 32963, and the Town of Orchid lists its Town Hall at 9301 Highway A1A with a Vero Beach, Florida 32963 address. Indian River County lists Golden Sands Beach Park at 10350 Highway A1A in the same ZIP.

The 32963 profile is unlike any other in Indian River County. Its median age is 69.1, its median household income is $149,923, and per capita income reaches $130,650, about four times the 32960 figure. The median owner-occupied home value is $943,900, and 69 percent of adults hold at least a bachelor's degree. Households average 1.9 persons. The ZIP has 12,282 housing units but only 7,825 households, so the ZIP has 4,457 more housing units than occupied households. 32963 has 15,008 residents on 17.4 square miles.

32966 is the largest Vero Beach ZIP by far, reaching out to Blue Cypress Lake Road, at 259.6 square miles with 79.7 people per square mile. Indian River County lists Middleton's Fish Camp Park at 7400 Blue Cypress Lake Rd. in 32966, and the library system places the Brackett Library at 6155 College Lane in the same ZIP. Its 20,686 residents have a median age of 63 and a median household income of $66,771, and Census Reporter shows 13.1 percent of adults as veterans, the highest share of the six ZIPs.

32967 includes Gifford and runs north beyond the Vero Beach city limits. The county lists Gifford Dock on Gifford Dock Road in 32967 and Kiwanis Hobart Park on 77th Street, and its South Prong Preserve page gives a Sebastian, FL 32967 address, showing how far north the ZIP reaches. 32967 is the most populous of the six, with 27,240 residents on 40 square miles, a median household income of $78,058 and a median home value of $423,500; 15 percent of residents moved in the past year.

32968 is the smallest of the six by population, with 15,912 residents on 43.4 square miles. Its profile shows a median household income of $94,113, second only to 32963, a poverty rate of 4.9 percent, the lowest of the Vero Beach ZIPs, and 2.6 persons per household, the largest. Only 6.9 percent of 32968 residents moved in the previous year.

Ranked by median age, the Vero Beach ZIPs split into two groups. Three are in their forties: 32960 at 45, 32962 at 47.7 and 32968 at 48.3. 32967 sits in the middle at 53.6, and two are far older, 32966 at 63 and 32963 at 69.1. The two older ZIPs also have the most veterans, 13.1 percent in 32966 and 9.4 percent in 32963, compared with 8.1 percent in 32962. Educational attainment follows income more closely than age: the share of adults with at least a bachelor's degree runs from 24.1 percent in 32960 and 27.5 percent in 32962 to 33.9 percent in 32966, about 36.5 percent in 32967 and 32968, and 69 percent in 32963.

Commuting and turnover separate the ZIPs in other ways. Mean travel time to work is shortest in 32960, at 18.8 minutes, the ZIP that holds Vero Beach City Hall, and longest in 32962 at 25.6 minutes. Residential turnover is highest in 32967, where 15 percent of residents moved in the previous year, and in 32960 at 13.4 percent, and lowest in 32968 at 6.9 percent. All of these figures are five-year survey averages for 2020 through 2024 published by Census Reporter, and each carries a margin of error that is larger for the smaller Vero Beach ZIPs such as 32963 and 32968.